Recent years, the domestic economic growth, demands on insurance products from both residents and companies, and the national policy support have contributed to the rise of China’s insurance industry. However, where the industry goes in the future, and how the regulators are to effectively supervise, reduce risks? ANBOUND recommends that the regulators first of all are supposed to grant insurance license more cautiously with strict standards; second is to speed up the construction of financial infrastructures; third, the difficulty in allocating the insurance capital next year will see a increase due to some factors, such as the fast gathering of capital, great challenge faced by the qualified assets, and the "going out" insurance capital is slowing down. Last, the regulators have to upgrade their ability to deal with the risks, remove more regulatory drawbacks, improve the risk management mechanism, and build up the risk firewall.